3305 Terra Cotta Drive, Panama City Beach, FL 32408
Property Photos
Would you like to sell your home before you purchase this one?
Priced at Only: $2,950,000
For more Information Call:
Address: 3305 Terra Cotta Drive, Panama City Beach, FL 32408
Property Location and Similar Properties
- MLS#: 775719 ( Residential )
- Street Address: 3305 Terra Cotta Drive
- Viewed: 11
- Price: $2,950,000
- Price sqft: $0
- Waterfront: Yes
- Wateraccess: Yes
- Waterfront Type: BayAccess,BoatDockSlip,Waterfront
- Year Built: 2014
- Bldg sqft: 0
- Bedrooms: 4
- Total Baths: 5
- Full Baths: 3
- 1/2 Baths: 2
- Garage / Parking Spaces: 3
- Days On Market: 17
- Additional Information
- Geolocation: 30.1496 / -85.7386
- County: BAY
- City: Panama City Beach
- Zipcode: 32408
- Subdivision: Finisterre
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
- Provided by: Keller Williams Success Realty
- DMCA Notice
-
DescriptionWaterfront luxury tucked into a quiet cul de sac in gated Finisterre, with views to the sandy beaches at St. Andrews State Park and the Pass. Deeded boat slip at community dock included with acceptable contract on this highly desirable home. Oversized 3 car garage with additional separate storage for all your toys. Chef's kitchen offers a 48'' Wolf range top and double ovens, Subzero refrigerator, 2 large sinks, quartzite counters and ''Sonic style'' ice maker. First level Owner's Suite is adjacent to office/exercise/flex room, featuring heated floors in bathroom and a huge, well appointed customizable closet. Upstairs, a second suite could serve as Owner's Suite with sunrise views over the lagoon and large balcony. A substantial game room & bar separate the additional 2 bedrooms, and all bedrooms have walk in closets. The design accommodates entertaining and stargazing with front and back balconies, and several outdoor patio venues including fireplace, firepit and grilling kitchen areas. Terraced yard has ample grass for pets. Convenient Pool Bath, Generator, and Landscape Irrigation Well. Designed by Michael Hunnicutt and built by John Spillers. Plenty of nice surprises in this thoughtfully designed custom home, including understairs wine chamber. Seller is licensed real estate agent. If boat slip conveys, annual HOA fee is increased by $663.98 for slip assessment. *See documents for exclusions list Buyer to verify all measurements
Payment Calculator
- Principal & Interest -
- Property Tax $
- Home Insurance $
- HOA Fees $
- Monthly -
For a Fast & FREE Mortgage Pre-Approval
Apply Now

Features
Building and Construction
- Covered Spaces: 0.00
- Exterior Features: BuiltInBarbecue, Balcony, Columns, FirePit, SprinklerIrrigation, OutdoorKitchen
- Fencing: Partial
- Living Area: 4022.00
- Roof: Clay
Land Information
- Lot Features: CulDeSac, Landscaped, Waterfront
School Information
- High School: Arnold
- Middle School: Surfside
- School Elementary: Patronis
Garage and Parking
- Garage Spaces: 3.00
- Open Parking Spaces: 0.00
- Parking Features: Attached, Garage, GarageDoorOpener, Oversized
Eco-Communities
- Pool Features: Gunite, GasHeat, Pool, Private, PoolSpaCombo
- Water Source: Well
Utilities
- Carport Spaces: 0.00
- Cooling: CentralAir, CeilingFans
- Electric: Generator
- Heating: Central, Fireplaces
- Utilities: CableConnected, WaterAvailable
Amenities
- Association Amenities: Gated
Finance and Tax Information
- Home Owners Association Fee Includes: Other, Playground, SeeRemarks, TennisCourts
- Home Owners Association Fee: 2034.81
- Insurance Expense: 0.00
- Net Operating Income: 0.00
- Other Expense: 0.00
- Pet Deposit: 0.00
- Security Deposit: 0.00
- Tax Year: 2024
- Trash Expense: 0.00
Other Features
- Appliances: BarFridge, DoubleOven, Dishwasher, GasCooktop, Disposal, IceMaker, Refrigerator, RangeHood, TanklessWaterHeater, WineCooler
- Furnished: Negotiable
- Interior Features: Attic, WetBar, TrayCeilings, Fireplace, HighCeilings, KitchenIsland, PullDownAtticStairs, SplitBedrooms, Shutters
- Legal Description: FINISTERRE SUB PH II 69D3 LOT 12 BLK A ORB 3276 P 1296
- Area Major: 03 - Bay County - Beach
- Occupant Type: Occupied
- Parcel Number: 31424-562-000
- Style: Mediterranean
- The Range: 0.00
- View: Bay, Lagoon
- Views: 11
Similar Properties
Nearby Subdivisions
[no Recorded Subdiv]
Annabella's Townhomes
Baltimore Beach
Bay Point Golf Cove Estates
Bay Point Unit 1
Bay Point Unit 1-a
Bel Air
Bel Mar
Biltmore Beach
Biltmore Beach 1st Add
Crescent Beach Unit 1
Delwood Point At The Preserve
Dragon's Ridge Corrctd
Emerald Park Condominium
Emerald Pointe Resort
Finisterre
Gates At Sterling Cove
Grand Lagoon Pointe
Grand Lagoon Shores 1
Grand Lagoon Shores 3
Gulf Lagoon Beach
Hadley's Beach
Hidden Lagoon
Hidden Pines Phase Ii
Hidden Pines Phase V
Hidden Pines Phase Vi
Hidden Pines Phase Vii
Holiday Beach On The Gulf
Holiday Beach Unit 1
Holiday Beach Unit 11
Holiday Beach Unit 12
Holiday Beach Unit 13
Holiday Beach Unit 14
Holiday Beach Unit 15
Holiday Beach Unit 16
Holiday Beach Unit 3
Holiday Beach Unit 4
Holiday Beach Unit 8
Holiday Beach Unit 9
Holiday Point
La Valencia Beach Resort
Lagoon Estates
Lagoon Heights
Lagoon Manor
Legend Lakes
Magnolia Bay Club
Martinique Phase I
Mimosa Place
No Named Subdivision
North Lagoon Heights
North Lagoon Oaks
North Lagoon Oaks 1st
North Lagoon Oaks 4th
North Lagoon Oaks 9th
Palm Bay Unit 4
Palm Cove Phase Ii
Panama City Beach
Panama Dunes
Pelican Bay
Preserve On The Bay Ph Ii
Preserve On The Bay Ph Iii-a
Sanctuary Beach
Seaview Village
Silver Sands Beach
Silver Sands Unit 1
Silver Sands Unit 2
Sugar Shack Condo
Summerplace Townhouses
Thomas Drive Park U-1
Thomas Drive Park U-2
Tidewater Creek
Treasure Cove
Treasure Cove 1.
Treasure Cove Unit 2
Treasure Island
Venture Out
Venture Out Travel Trail
Villas Of Panama
Waterhaven

- Marian Casteel, BrkrAssc,REALTOR ®
- Tropic Shores Realty
- CLIENT FOCUSED! RESULTS DRIVEN! SERVICE YOU CAN COUNT ON!
- Mobile: 352.601.6367
- Mobile: 352.601.6367
- 352.601.6367
- mariancasteel@yahoo.com