No HOA! Corner lot situated in South Lakelands top rated school zone, including George Jenkins High School, this 3 bedroom, 2 bathroom home provides serene views of Little Banana Lake right from the backyard. This home features durable block construction with a stylish brick overlay, a kitchen with oak cabinets, a large dining area, and an open living space thats perfect for gatherings. Upgrades include an $8K water softener filtration system (which provides whole home protection from hard water, safeguarding appliances and plumbing while improving water quality), a drinking filter system (delivers crisp, clean, and safe water directly to your kitchen, perfect for cooking and hydration), and a septic system serviced in March 2025. The roof was replaced in 2019. Located in an excellent southside location, this property provides easy access to Polk Parkway and I 4, keeping you close to shopping, schools, and major routes. Outdoor enthusiasts will appreciate the nearby public boat ramp at Banana Lake Park off Tillery Road. With no HOA restrictions, this home combines freedom, comfort, and convenience.